Healthcare decisions to be made before age 65 COBRA, Affordable Care Act, etc. What Medicare does and does not cover – in plain English Medicare Supplement vs. Medicare Advantage Plans Prescription Drug Plans The “Donut Hole” What are my Long-Term Care planning options?

Know the Rules – Deductions, Dividends and Dependents -Keeping Accurate Records – Save, Shred, or Recycle -What are Required Minimum Distributions -Tax Deferred Programs – The Ins and Outs -Tax Planning Strategies -Year End Planning Checklist -The Future?

Traditional IRA/401(k) - Roth IRA/401(k) - What else is available? - Flexibility - Having it both ways

The details of collecting - File at 62 or wait?  -  The impact of earnings from employment - How to coordinate benefits with your spouse - A discussion of the future of Social Security including proposed changes - Don’t miss out on benefits you’re eligible for!