Traditional IRA/401(k)  --  Roth IRA/401(k)  --  What else is available?  --  Flexibility  --  Having it both ways

The details of collecting  -  File at 62 or wait?  -  The impact of earnings from employment  -  How Social Security is taxed  -  How to coordinate benefits with your spouse  -  A discussion of the future of Social Security including proposed changes  -  Don’t miss out on benefits you’re eligible for!

Current market volatility • Savings vs Investing • Your retirement plan investment options defined and explained • The case for alternatives • Growth vs Value • How important are dividends? • Risk tolerance assessment done correctly • Guiding Principles & Strategies • What will happen with interest rates?

Are you emotionally ready to retire?  --  Decisions you will face: Multiple competing goals  -  Healthcare!!  -  Investing principles/debt management  -  Identity Theft Protection  -  Income planning for the phases of retirement: “Go-Go, Slow-Go, No-go”  -  4 “must-do’s” every year

Retirement Healthcare decisions made before age 65 -- COBRA, Affordable Care Act, etc.  -- What Medicare does and does not cover – “In plain English” -- Medicare Supplement vs. Medicare Advantage Plans -- Prescription Drug Plans -- The “Donut Hole” -- What are my Long-Term Care options?

Tips to avoid identity theft -- Establishing an emergency fund -- Planning your retirement savings -- Learning and preparing for the unknown financials ahead -- Financial products explained