Tips to avoid identity theft -- Establishing an emergency fund -- Planning your retirement savings -- Learning and preparing for the unknown financials ahead -- Financial products explained

Retirement Healthcare decisions made before age 65 -- COBRA, Affordable Care Act, etc.  --  What Medicare does and does not cover – “In plain English”  --  Medicare Supplement vs. Medicare Advantage Plans  --  Prescription Drug Plans  --  The “Donut Hole”  --  What are my Long Term Care options?

The details of collecting  -  File at 62 or wait?  -  The impact of earnings from employment  -  How Social Security is taxed  -  How to coordinate benefits with your spouse  -  A discussion of the future of Social Security including proposed changes  -  Don’t miss out on benefits you’re eligible for!

Where will my money come from? -- Tax Strategies with your income -- Income planning for the phases of retirement: “Go-Go, Slow-Go, No-Go” -- Employer Distribution Options -- Annuities/Ladders -- Social Security Details / Strategies

Current market volatility • Savings vs Investing • Your retirement plan investment options defined and explained • The case for alternatives • Growth vs Value • How important are dividends? • Risk tolerance assessment done correctly • Guiding Principles & Strategies • What will happen with interest rates?

Ways to Create Income in Retirement -- Income Allocation vs Asset Allocation -- Phases of Retirement Spending -- Creating a Spending Plan: Essentials vs Extras -- How to Create Your Own Pension -- Coordinating Taxes and Spending

Retirement Healthcare decisions made before age 65 -- COBRA, Affordable Care Act, etc.  -- What Medicare does and does not cover – “In plain English” -- Medicare Supplement vs. Medicare Advantage Plans -- Prescription Drug Plans -- The “Donut Hole” -- What are my Long-Term Care options?