Tips to avoid identity theft -- Establishing an emergency fund -- Planning your retirement savings -- Learning and preparing for the unknown financials ahead -- Financial products explained

Where will my money come from? -- Tax Strategies with your income -- Income planning for the phases of retirement: “Go-Go, Slow-Go, No-Go” -- Employer Distribution Options -- Annuities/Ladders -- Social Security Details / Strategies

Saving vs Investing  --  Your Retirement Plan investment options defined, and explained  --  The case for Alternatives  --  Growth vs Value  --  How important are dividends?  --  Risk Tolerance assessment done correctly  --  Guiding Principles and Strategies  --  What will happen with interest rates?

Retirement Healthcare decisions made before age 65 -- COBRA, Affordable Care Act, etc.  --  What Medicare does and does not cover – “In plain English”  --  Medicare Supplement vs. Medicare Advantage Plans  --  Prescription Drug Plans  --  The “Donut Hole”  --  What are my Long Term Care options?

How to Use Credit - Renting vs Buying - Home Down Payment Considerations - Know the 28/36 Rule - Creating a "Spending Plan" - Setting Long and Short-term Goals - Identity Theft Prevention Ideas

The details of collecting - File at 62 or wait?  -  The impact of earnings from employment - How to coordinate benefits with your spouse - A discussion of the future of Social Security including proposed changes - Don’t miss out on benefits you’re eligible for!